SETTLEMENT OF DEBT AND CLOSING COST?

I noticed that during the application for a loan to buy a house it says "amount due at closing not including down payment" when i ...

Buying with cash.

What % is the norm to be taken off the listing price if I can pay cash?

DSTEXAS's avatar
DSTEXAS
The only advantage I can think of (I've sold two homes so far), would be consideration with multiple offers. If one was...
The Eagle's avatar
The Eagle
No judgment here; never heard of cash discount in California or Virginia or Hawaii, the only places I've purchased home...

Scared

My husband and I are in week 3 of the home loan process. While our loan processor is nice, she doesn't seem to understand the mili...

HBoo211's avatar
HBoo211
Still haven't heard from anyone and now even our loan processor won't call us back. This isn't really helping the matte...
BrianaHartzellUSAA's avatar
BrianaHartzellUSAA
Thanks for following up Hboo, I will follow up again to make sure someone reaches out to you. Thank you.

Mortgage Pay-Off/Escrow

Paid off our mortgage obligation on February 12, 2015. Escrow balance showing $3,000. plus has been sitting in the account for two...

BrianaHartzellUSAA's avatar
BrianaHartzellUSAA
Hi Renee1A, If you send us an email here at socialmedia@usaa.com with your member number and the details you provided a...
Renee1A's avatar
Renee1A
Second installment of property taxes coming due in less 4 weeks...need the escrow balance more than DMI needs the "penn...

Mortgage Refinance Waste of Time!!

I just got off the phone today with a senior representative in the home mortgage department. FRUSTRATION is the only word that can...

BrianaHartzellUSAA's avatar
BrianaHartzellUSAA
Thank you for following up Carol, I will follow up again to make sure someone reaches out to you. Thank you.
Carol K.'s avatar
Carol K.
I have since talked to another loan company-they also said I would need a private road agreement, however, unlike USAA,...

Home Equity Loan

Does anyone know why USAA stopped issuing home equity loans?

PAF's avatar
PAF
I just chatted online with a Mortgage Loan Officer and she stated that home equity products when temporarily unavailabl...

Was Considering Refinance of VA Home Loan - Not Sure Now

Was considering a refinance with USAA with a current VA loan. Im a new USAA member and have been surfing through the numerous post...

BrianaHartzellUSAA's avatar
BrianaHartzellUSAA
Dear nightraider,Thank you for posting and sharing your concerns. We would be honored to be the provider of choice for ...
Nightraider's avatar
Nightraider
DSTEXAS, Thanks for your prompt reply. Im still on the fence. Im not a fan of jumping through hoops and hurdles snd pay...

Pre-Qualification Letter

I am overwhelmed with disappointment in service with USAA today. After spending about an hour and half during my lunch break with ...

BrianaHartzellUSAA's avatar
BrianaHartzellUSAA
Rachel5895, I would like to begin by apologizing. I cannot imagine the time and frustration this situation has caused. ...
mark.windmassinger's avatar
mark.windmassinger
I also had a similar experience! I was informed by the reperisenative vivian that they have never been able to send the...

How to get VA Loan after getting out of Active Duty

Back in Aug. 2014, my wife and I, tried to get an pre-approved loan and were denied due to not having assets and very little time ...

SacmanOS2's avatar
SacmanOS2
Thank you all! As we all know that when going into boot camp or hearing it from our leadership, USAA is the best way to...
Nightraider's avatar
Nightraider
SacmanOS2, Dont give up. Go get another opinion from a local bank. Take all of your docs with you and sit down and talk...

Does USAA do construction loans?

I have looked over the site and can't find any specifics. I have been waiting for a call back from the mortgage department for abo...

DSTEXAS's avatar
DSTEXAS
Here is an older thread on this discussion: https://communities.usaa.com/t5/Buying-a-Home/VA-Construction-Loan/td-p/268...
BrianaHartzellUSAA's avatar
BrianaHartzellUSAA
Hi Roadrunner0924, I am sorry you have not heard back from someone from mortgage. You can send us an email here at soci...