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Welcome to Buying a Home
Discuss topics related to buying a home or new home searches. Share wisdom if you are an existing homeowner or share your tips and knowledge related to buying a home in specific areas of the country or overseas. Off topic discussions or comments will be moved to the appropriate thread. Product or service issues will be redirected to an appropriate channel. Product reviews should be entered on the appropriate product page.

Mobile Home

Jan 18, 2017

Can I get a VA loan for a double wide that is on a permanent foundation?

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USAA Social Service
Brink182ang, Thank you for your interest in a VA loan. USAA does not lend on manufactured or mobile homes. I encourage ...

Joy of refinancing

Jan 14, 2017

Just went from a 30 year at 5.5% to a 15 year at 2.75. I knocked off 8 years of payments with a grand total of $54,000 savings ove...

batman23's avatar
batman23
Awesome! Glad to hear a positive experience from another member on the mortgage piece ;)
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USAA Social Service
Dear Branson Missouri, Congratulations, that is amazing! We are glad to have been able to help you with your refinancin...

Closing costs

Jan 14, 2017

We are currently shopping for our first home and decided to continue banking with USAA. However, no loan officer wants to give me ...

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USAA Social Service
Dear ENLsDAD, I regret to hear of the experience you had with your mortgage. That is definitely not the type of experie...
ENLsDAD's avatar
ENLsDAD
You may want to read this site for people's experiences with the mortgage division before you decide to go with USAA. M...

Can a family member join USAA

Jan 13, 2017

Hi, I am interested in buying a home, but since i do not have enough taxable income (finishing up college) i will not qualify for ...

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USAA Social Service
sndvl17, Thank you for reaching out in the Community. In order to discuss your options, please contact a mortgage speci...

PREVIOUS MEMBER FOR LIFE (30 years)?

Jan 13, 2017

This is the first time I have been disgusted with USAA.My current mortgage was initially obtained through USAA and I refinanced wi...

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CG-BMCM
Thanks Gus,At this point it would take a miracle to salvage my mortgage application.I have 5 companies a day trying to ...
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USAA Social Service
CG-BMCM, We regret to hear of your experience with your mortgage loan. This is not the type of service we expect for ou...

Home Appraisal Timeline

Jan 11, 2017

I am curious to know if anyone has gone through the mortgage loan process recently and if so, could tell me the timeline in which ...

mxreeds's avatar
mxreeds
usaa uses a service I would call an appraisal anonymizer, so the service picks the appraiser for them. our appraisal wa...
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USAA Social Service
nursinglife, Thank you for reaching out in Community. We certainly want you to hear from our members, but we also wante...

Credit score not quite there

Jan 2, 2017

Im really wanting to buy a home. I have a great solid job with 6 figure income but due to credit history my scores are around a 57...

NSueZ's avatar
NSueZ
@kbot before you consider USAA mortgage, take some time to read the posts on this website. You may want to reconsider u...
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USAA Social Service
Kbot, Thank you for posting in the Community. USAA considers many different factors when reviewing an application for a...

Half way to closing and Mortgage to be denied due to item...

Jan 2, 2017

I am currently closing on my first home and everything seemed to be going smoothly until I was contacted that underwriting wants m...

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USAA Social Service
Mineman13, We appreciate you following up with your experience. According to our records, your bank point of contact (P...
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Mineman13
Well, today USAA contacted me after posting this to review the situation and they are not moving ahead with my mortgage...

Mortgage fell through 20 days before closing due to Real ...

Dec 30, 2016

We are 10 year members of USAA, literally everything we have is through your company, and we have been nothing but satisfied will ...

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USAA Social Service
LP6, Thank you for sharing your experience in the Community. This is not the type of experience we want for our members...

Loan denied

Dec 27, 2016

I just received a letter stating that I was denied "due to insufficient funds to close the loan"?? Is this a joke? I was never ask...

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USAA Social Service
Chad21, we appreciate you bringing this to our attention. This sounds like a frustrating situation and we definitely wa...
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