I obtained my VA load without perfect credit, but it was rather good. It was a little bit of a paper work battle but more than worth it. I suggest working with someone who is not with a large real estate company, since they will be more focused on you and not the dollar percentage they are going to recieved. Good luck SGT!
I would say look into the Small business loans for Veterans, if you search for it on the web you will find it. Not exactly sure what a micro loan is but the veterans SBA is a good starting point.
SGT for our institution all three fico scores must be at least 620. We are also licensed in all states and have an A+ rating with the BBB. We are a family owned bank that has been around since the 1800s, here is a link to our website http://sandiego.englending.com check us out.