@bluemoon54, that is great! You can certainly do that online. You will first need to create member profile for your grandchildren. This can be done by selecting "Profile & Preferences" and select the option to "add a family member." Once this is done, you may click on our Products tab and select the Youth Banking option to open a savings account for your grandbabies. This allows you to transfer funds into the accounts and start savings! :) Please let me know if you have any other questions.