@mtb2, We'd be happy to assist with updating beneficiaries. Please call us at 210-531-8722 or chat with us by selecting "Help" and then "Communicate with USAA". We will need the name, Date of Birth, Social Security Number and country of citizenship for each beneficiary. A maximum of four account holders and up to five beneficiaries are allowed. An amendment signature card will be created. This document will require the signature of each account holder. After we have received the signed signature card and validated that it is completed correctly, the changes to your bank accounts will take effect in 2-4 business days. ~DC