Wow...USAA CD rates are horrible!!
2.06 APY for a 1 year CD?? Ally Bank's Savings account offers 2.2% APY with no minimum deposit and access to your money at any time. That's as good as USAA's 2 year CD!
Vanguard's 1 yr CD rate is 2.36% and they go up from there.
Pur your money somewhere else Jeckel.