I'm looking to refinance my current vehicle loan with Ford to USAA. My 2017 has a loan balance of $32,007.08 which is about $15k under water with 55 payments remaining. I'm looking to refinance with USAA with 48 payments but not sure if a down payment will be required.


@vacop2, we are happy to help you with refinancing. We will not know if a down payment is required until you submit your application.  You may do this online or call us at 800-531-8722 and we can get you taken care of.