I just spoke (01/25/2019) with Oscar at USAA customer service. I asked him about a personal loan for furloughed federal employees who are NOT Coasties, NOAA, or Health. He said the best personal loan he can offer me is one at 8.99%. I have been with USAA for 20 years, they have all my accounts. I am a 20 year federal employee, former Marine, current federal agent working without pay . . . . Navy Fed here I come!