I have an auto loan and auto insurance through USAA. I was involved in an accident and the vehicle was deemed a total loss. I am getting a settlement for the vehicle through USAA insurance but it is not enough to cover the balance of the loan. Fortunately I have GAP insurance purchased through the dealer when I bought the vehicle. However, it will take 30-45 days for the GAP payment to pay off the loan completely. Approx. $10k. My question is, will I need to keep making payments on the loan until the GAP insurance pays the loan off?


@Boot72, you bring up a valid question.  I will reach out to your adjuster and ask that they confirm this for you. - Ina