Question on depositing checks that are signed over to me. I've seen some conflicting information on whether this can be done and also what's required on the back to be successful. I understand so far that if the original payee signs their name on line 1, writes "Pay to Order of <insert my name>" on the second line, then I sign my name on the third line, and then write "For USAA Deposit Only <my acct num>" on the fourth line. Then deposit it. Is that correct? And can it be done via the mobile app?