I'm currently Air Force Reserve and will enter Active Duty in October.

I have direct federal loans through Great Lakes that have 4.27% fixed interest. Since USAA offers the 4% max interest for credit and loans from SCRA, would I have to refinance through USAA with a personal loan in order to recieve those benefits once I'm active duty?

How can I enact it on non-USAA accounts? Thank you!


Hello @SpaceForceHopeful, thank you for your service. Please contact us at 210-531-8722 to speak to a loan specialist for further assistance. ~ Sam