I would like to consolidate my debt to make one payment a month at a lower interest rate. Can you assist with this?



Thanks for reaching out, @RC4282 - While we don't have actual consolidation loans, you can apply for a personal loan online, at your convenience. Please be aware that when you apply for a personal loan, we consider this new loan to be new debt in addition to the current debt you already have, even if you plan to pay off your existing accounts. This is because funds from a personal loan can be used for anything you want. We do not pay your creditors directly nor do we outline the accounts in your loan agreement that must be paid off. To apply online, simply go to Products and select Personal Loans. Then, enter the requested information and follow the prompts. If your online application is submitted during normal business hours of Monday-Friday 6:30am - 10:00pm, a decision will be provided within minutes. If your application is submitted after hours, on a weekend or holiday, a decision will be provided within 12 hours. - Cathleen