I am thinking about opening an USAA checking account. I am traveling to Europe next month and would like to know how much the foreign transaction fees are using a USAA debit card and how much are the ATM fees? Do you reimburse ATM fees outside the U.S.?
Hello @Ryland P., USAA charges a 1% foreign transaction fee on all debit card (signature based) or ATM (PIN based) transactions with a merchant or ATM in a foreign country, whether the transaction is originally made in US dollars or converted from foreign currency. ATM fees outside of the US are not refunded. The fee would be decided by the ATM machine owner.-Colleen