Occasional Contributor

Can I use my USAA credit card to get a cash advance at an ATM? How do I get a credit card PIN? What is cash limit amount?


@jerrys, That's a great question. You are able to process a cash advance from an ATM using your credit card. To set up your PIN, To  follow these steps: 

1. Select your credit card account.
2. Scroll down to the Account Services. 
3. Under the Card Services section, select Create or Change PIN.


Keep in mind that most ATMs place a limit on the amount of cash you can withdraw from their machine. There are no limitations for processing credit card cash advances externally as long as the account has sufficient credit. So you may need to go to multiple ATMs if you need more funds than the amount allotted by the machine.


Also, please note here’s a 3% transaction fee on all cash transactions which applies to: 

• Cash advances
• Balance transfers
• Convenience checks 
• ATM/Teller withdrawals 

Interest charges begin accruing on the date of transaction and the grace period doesn’t apply. The 3% fee doesn’t apply to deposits made to a USAA checking or savings account.


Hope this information helps. - Ben