The following is copied from the bottom of the page describing the features of a USAA checking account. I tried a quick search for 'ATM fee reimbursement,' but it was not helpful. Given some banks charging ridiculous fees, with a $15 limit, you'd hit the max in 3-4 withdrawals.
I also joined a local credit union with a country wide network of ATMs. The last time I traveled I used one of the ATMs and my charge was $1.00, which was reimbursed later. I almost fell off the floor. Anyway, here is the info:
1 USAA Bank refunds up to $15 in other United States domestic banks' ATM usage fees each month and does not charge a fee for the first 10 ATM withdrawals. Subsequent transactions will be charged $2.00 each. Transactions at ATMs located outside of the United States may not be eligible for ATM usage fee refunds. A 1% foreign transaction fee applies to withdrawals outside the United States. No ATM usage fees will be charged at USAA Preferred ATMs pursuant to an agreement with the ATM network/owners to not charge an ATM fee for USAA Bank ATM Debit cards.
I assume the not charging a fee for the first 10 ATM withdrawals is only for USAA ATMs.
JKNUCK, It would depend on when your statements closes as rebates are provided on your statement closing date and will only be posted if there were fees assessed during the statement cycle. Please look in your My Documents section to see your statements and view the Statement closing date. ~Michelle