Spend less than you earn. The idea sounds simple, yet 60% of Americans don’t, according to a national 2016 study on Financial Capability in the United States. That statistic may seem surprising, but considering al...
Why is it so important to have a financial plan? For some goals, such as retirement, we don’t get a second chance to prepare. Life is always going to throw us curve balls, but if we have a plan, we can better navi...
My friend asked me to cosign on a townhome rental. Is there any negative impact on my financial standing or credit simply as a result of the cosign? I know there's a negative impact if she misses a payment or make...
- 03-14-2017 11:53 AM
What are my options for increasing my life insurance?
- 03-13-2017 04:55 PM
I have started to pay off all my debit (credit card, student loans and car payment totaling about $24,000). I used the debit manager tool online and found it very helpful. I'm wondering if it makes more sense to t...
- 02-07-2017 08:39 AM
General Financial Planning
Should I switch from a Roth 401 to a trad.401 to reduce my taxes. I am 7 years away from retirement. I am in the 25% bracket . Which would benefit me the most??
- 02-06-2017 10:39 AM
Two sets of grandparents have set-up 529 college plans for my two young children. Should my husband and I set-up a third 529 plan for each of them (we're not interested in setting-up another type of fund), or shou...
- 08-15-2016 11:15 AM